MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Cynthia

Filing a claim is quick and easy

Filing a claim is quick and easy. Claims are reviewed quickly. Payments are made simple with a direct deposit. Emails keep you posted on what’s happening with the claim. Employees are knowledgeable, helpful and kind.
2

out of 5

POSTED: | BY: KATHY

Pet insurance

Never had to use it in the entire time we have had it only the price keeps going up even though I have never used it
5

out of 5

POSTED: | BY: Ashley

GREAT INSURANCE REALLY GOOD PRICE

GREAT INSURANCE REALLY GOOD PRICE, I HAVE BEEN WITH METLIFE FOR AT LEAST 7 PETS. REALLY GOOD CUSTOMER SERVICE!! ALWAYS READY TO HELP YOU WITH WHAT EVERY YOUR ISSUE. I HAVE REFERED METLIFE PET INSURANCE TO ALL MY FRIENDS.
4

out of 5

POSTED: | BY: PrettyCurls

My experience has been positive

My experience has been positive when I have had to use the service. I would recommend too others.
1

out of 5

POSTED: | BY: Jillian

Very unsatisfied

Your claim process has been incredibly frustrating. I submitted a claim on 5/20/25 and even though I submitted further required data on 5/30/25, the claim still has not been processed. You expect me to pay my monthly bill on time, yet you are in no rush to process a claim or send a check to your customers. Not too mention, I can't help the way the veterinary office writes their notes, and yet if it's not in the exact format you want, then the customer gets penalized.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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