5
out of 5
POSTED: | BY: Gerardo Herrera
A fast
A fast, easy
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4.7
out of 5
Number of reviews 11,563
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
4
out of 5
POSTED: | BY: Ella
It's great until it's not
For context, I have been grandfathered in with a 100% reimbursement policy, which is something a lot of places don't offer anymore. So, I stick with Metlife. Metlife's main flaws are really just two factors. One, the turn around time for a claim is, on average, longer than other pet insurance companies. Usually 7-10 business days. I also noticed that the bigger the claim, the longer it takes to pay out. Two, is that you kind of have to babysit them. Mulitple times I have had emails sent to me in error from them (saying I am missing documentation), claims only paid out partially (it was over 4k of a vet visit and at first they only paid 2k, ignoring the second day of invoices entirely), and I also was billed twice at one point? The good news is, the customer service staff is really kind. Any problem I encounter, they fix it. EZ PZ. But it is frustrating that it happens to begin with. It feels like their automated system has flaws but I can't be sure the root of the problem. I'll continue to stay with them as they've always been able to make things work for me but be aware that you may have to keep on eye on things.
5
out of 5
POSTED: | BY: Phillip Bronicki
People or agents t Met Life are very…
People or agents t Met Life are very professional!
5
out of 5
POSTED: | BY: Rose
Quick and somewhat easy submission of…
Quick and somewhat easy submission of data for reimbursement
5
out of 5
POSTED: | BY: MARGARET WEBER
I have had a fantastic experience with…
I have had a fantastic experience with MetLife pet insurance.
I am so glad that I purchased MetLife pet insurance because it is really helped me with my cost for my two doggies.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!