MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,567

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Pamela

Always being there when I need to send…

Always being there when I need to send a claim, need additional information. Thank you!
5

out of 5

POSTED: | BY: shelly

Great Experience Every TIME

Great Experience Every TIME! I have been with MetLife Pet Insurance for over 2 years now and have great experiences each time I submit a claim. I have 2 Frenchies so I am submitting claims more than I would like but every time I do the claims are handled in a professional and efficient manner. And the few times I have had to speak with a claims manager it has been flawless and they always rectify the issue. I recommend MetLife Pet Insurance to all my friends/family that have pets!
5

out of 5

POSTED: | BY: Connie Lembaris

Quick response time.

Quick response time.
5

out of 5

POSTED: | BY: customer

Very happy with the process

Very happy with the process
1

out of 5

POSTED: | BY: Leisa Garrett

Your AI screening is erroneous and…

Your AI screening is erroneous and quick to decline claims. Your reviewers assign their own diagnoses and claim the claim submission is pre-existing, as opposed to what the veterinarian has listed as a diagnosis. Multiple appeals due to errors on your part. I would change insurance companies if I could, but then my dog's issues would be "pre-existing."

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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