5
out of 5
POSTED: | BY: customer
Easy to submit a claim
Easy to submit a claim! Quick decision on the claim and quick payout.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,563
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Sharon O
MetLife is easy to use
MetLife is easy to use. I upload my pet expenses and I receive reimbursement very quickly.
5
out of 5
POSTED: | BY: Diane
Always great customer service and the…
Always great customer service and the insurance reasonably covers our animals illnesses!!
5
out of 5
5
out of 5
POSTED: | BY: ANDREA PAQUETTE
3 claims
I have submitted 3 claims, two of which were processed incorrectly. In both instances the customer representative I spoke with were wonderfully sympathetic to my needs and worked tirelessly to assist in correcting the issues.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!