MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: LaDonne

ER Visit

After several visits to the emergency vet, I can say MetLife insurance processed all my claims with no problems at all. It's good to know that during the stressful times with my pet, I can count on MetLife Pet Insurance!
2

out of 5

POSTED: | BY: William McElnea

A bunch of unanticipated fees applied…

A bunch of unanticipated fees applied at checkout
5

out of 5

POSTED: | BY: customer

great customer service and fast…

great customer service and fast processing of claims
5

out of 5

POSTED: | BY: James yocum

The whole process was simple and quick

The whole process was simple and quick. I did my claim via the app. The app was easy-to-use. I filed my claim 11/05/25 at 5:08 pm. My reimbursement was in my account 11/07/25 by 4:30 pm. I was impressed.
5

out of 5

POSTED: | BY: Greg Scibek

Great pet insurance

Excellent service easy to use the website to get the claims in. Never had any issues in the past 2 years. Would highly recommend.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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