5
out of 5
POSTED: | BY: TRACY
Easy to submit claims
Easy to submit claims. Good communication and fast reimbursement.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
2
out of 5
POSTED: | BY: customer
I signed up because it was 50 $ a month…
I signed up because it was 50 $ a month and covered 90% of all visits including any doctor visit . I wasn't cheap and i selected the best and highest coverage for my pet . But now the premium almost doubled. I pay 97$ . Not only but also a claim was denied because only one time many many years ago she has crystals and never had them again nor ever had UTI but it was still considered pre-existing condition coz I went to do a urine analysis on her . Not only that but also what I paid out of pocket for that denied claim was not considered part of my deductible. So if I calculate how much I paid in premium in year and how much was covered this year. Then I paid more in premium than what the insurance covered which basically means I would save more money if I didn't have the insurance .
5
out of 5
POSTED: | BY: customer
Great Experience
Ive always had a great experience with MetLife. Its so easy to submit a claim and even better that I could do it from my phone. The customer service reps are also very friendly and helpful
5
out of 5
5
out of 5
POSTED: | BY: Esther Horwitz
Exceptional service
Exceptional service, would highly recommend.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!