MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: Kristina

Bait and Switch once you change over.

My monthly premium is going up $70 PER MONTH and nobody has been able to tell me why. They beat my prior insurance company’s cost, only to raise it significantly higher than I had been paying. It sounds like they’re trying to punish members for using the policy. I had two claims on a multi-dog policy and my premium is nearly doubled.
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5

out of 5

POSTED: | BY: customer

Everything has been beyond exceptional

Everything has been beyond exceptional. Refunds process fast, app is efficient and the phone support line is always quick and kind.
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5

out of 5

POSTED: | BY: Christian G.

MetLife makes submitting claims…

MetLife makes submitting claims EXTREMELY easy! I’ve used other insurances which make submitting claims a hassle which is the last thing you went to deal with when caring for an ill pet.
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5

out of 5

POSTED: | BY: customer

Excellent

Helpful, efficient and easy to submit claims.
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5

out of 5

POSTED: | BY: Robbi

Friendly knowledgeable people

Friendly knowledgeable people. I've filed two claims and had them reviewed and reimbursed within days of the filing. No questions, no 'we don't cover that' or any other excuse to wiggle out of paying a claim.
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Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

MetLife Pet Insurance detail
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
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