Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
My boy had a dumb accident (he decided to eat out of another dog's food bowl and the other dog wasn't keen on that thought) and got nailed on the top of the head. Long story short in one month he ended up going to 4 different vets, one ER visit, one 5 day ICU stay, one visit to have staples removed, another emergency visit for stitches, etc.
I was really afraid Healthy Paws would turn down the claim as it was complicated and kind of crazy. They didn't even blink an eye. They did call for confirmation of a question, but were very nice, kind, yet professional. They had the claim(s) paid within about 2 weeks. They paid over $1600 on a $2300 claim (less $500 deductible, office visit fees and a small preexisting condition which was a thyroid pill), I have a $500 deductible with 90% reimbursement.
5
out of 5
POSTED:
| BY: Kristen
The best pet insurance around!
I have used other pet insurance in the past, but by far, Healthy Paws is the best! They have excellent coverage for pets, great customer service, and a very quick turn around for claims reimbursement. I am 100% satisfied with Healthy Paws, and I will continue to use them for my pet and any other pet we may have in the future!
5
out of 5
POSTED:
| BY: Shannon
Excellent! Human health insurance should take note
My little pup had a rapid onset virus that caused vomiting and quickly resulted in dehydration. I sought emergency care for her at my vet. The treatment and expense were non-trivial. Healthy Paws worked extremely professionally and quickly with my vet to process my claim. I had no idea it would be this easy!
5
out of 5
POSTED:
| BY: Leah
Healthy Paws helps me keep my puppies safe
There are many details I could give you about the specific illnesses my puppies have had and how much fear comes over you when they are sick you just don't know what's wrong. But the bottom line is, that because I have Healthy Paws, I don't need to worry that I can't afford treatment. I would do anything for my dogs but one of the best things I have done for them is get them covered so that I make the right medical decisions for them when they are sick instead of a financial ones.
Healthy paws is easy to use, and has approved my claims within hours of me submitting the paperwork. They have paid according to my plan and they even followed up to see how my dog was feeling after he was admitted to the hospital for a few days. I wish my medical insurance was as responsive as they are.
I am one happy customer and because of Healthy Paws, I feel that my puppies are safer.
5
out of 5
POSTED:
| BY: John
Healthy Paws is the Best!
Several months ago, I was doing the same thing you are probably doing right now... researching pet insurance companies to find the best. I used different resources, one being Angie's List, to do my research. What I found is that hands down, Healthy Paws had the best reviews out of any of the companies.
So here I am 8 months later and I can now honestly say that I made the correct choice. About 2 months after signing up with Healthy Paws, our 3 year old Goldendoodle, Sadie, developed a small bump on the top of her nose and she would yelp anytime anyone would touch her nose. Well, 2 exploratory surgeries, 1 CT scan, numerous X-rays and several drugs later, the vets finally determined the cause of the bump and she is being treated with medication and should make a full recovery within a few weeks.
From start to finish, Healthy Paws was with us the entire way. They paid for everything they said they would. They never once questioned a single charge or Sadie's treatment. As long as she was being treated by a licensed vet, the treatment is and was entirely our choice. Bottom line, they were wonderful. Nearly $6,000.00 in vet bills would of severely impacted our finances for several years. Because of Healthy Paws, that bill was only in the ballpark of $700.00.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
