Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Karl

Best Pet Insurance Ever

We lost our 9 yr old blk lab, Big Mike, to cancer 2 yrs ago, and spent more than $8,000 in medical bills trying to save him. Last year we felt we were ready for a new blk lab. Buddy joined our family July 4 weekend at 8 weeks. I decided Buddy would need pet insurance even before we got him, and did a considerable amount of research. I chose Healthy Paws based on their easy to understand plans, reasonable premiums, and excellent reviews. Buddy is doing well, but in his first year he: broke his toe; contracted Guardia; and ate pesticide-treated mulch. In addition to excellent veterinary care, Healthy Paws was with us at each and every medical incident. We've already received far more in reimbursements than our premium payments. I can't say enough good things about this company and their prompt, courteous processing of claims, and follow-up on Buddy's condition. Thanks Healthy Paws
5

out of 5

POSTED: | BY: rita

fast service

Our beautiful dog suffered from Severe intestinitis, with major bleeding. He was in ICU and required blood tests and an ultrasound. After the ordeal was over, our vet and I submitted all the forms and information requested by healthy paws. I got an acknowledgement of receipt within 1 day, and the claim was processed and check mailed within 2 days (faster than our own insurance!!). Communication was very professional and clear. Thank you.
5

out of 5

POSTED: | BY: K.

Great Pet Insurance

My dog recently had cataract surgery and Healthy Paws Pet Insurance paid 90% of the bill. Without the insurance I wouldn't have been able to have the surgery done. Thanks to Healthy Paws Pet Insurance my dog is able lead a happy life.
5

out of 5

POSTED: | BY: Alma

Healthy Paws is Great

We are so happy with Healthy Paws Pet Insurance! We had insurance with a different company 10 years ago and it was a disaster. The Healthy Paws customer care team does a great job with communication and follow up.
5

out of 5

POSTED: | BY: Kathryn

Awesome pet insurance

I have had Healthy Paws for my two sphynx for almost 3 years. Niles has HCM (Hypertrophic cardiomyopathy)/ SAM (Systolic anterior motion) of the mitral valve. Healthy Paws covers Niles scans which are about $250 every year(previously 2-3x/year when first diagnosed) as well as his twice daily heart medicine. I rest assured knowing his medical expenses will not strain me as I know HP will take care of him. I also love that they send me e-mails sometimes checking on him if he was ill. As a pet parent and a veterinary field employee, I appreciate the ease of filing a claim with Healthy Paws. Provide the invoice, claim form, and medical records and the claim is approved in a matter of 24-48 hours. I have never had issues with claims like many other companies often do asking for a summary from the DVM seen, special coding system, or having to re-word things to fit their coding system-- SO NICE!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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