Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Tricia

My experience "Pawsitively" exceeded expectation.

If your Vet said the estimate is going to be $2,000; $5,000 or $10,000 could you afford to pay that without hardship? You never know when an accident or illness will strike your pet. Whether you will pay $100.00 or thousands of dollars it is a great comfort to know that if you have to make a decision for your pet's health and well being the decision will not be based on your financial status because you have reliable financial coverage. The service and concern for Beacon was immeasurable. I'm "Pawsitively" satisfied and am grateful to have Healthy Paws insurance.
5

out of 5

POSTED: | BY: Brittany

All around amazing company!

I have had Healthy Paws for both of my rescues since they were first adopted. The past two years, we have had some scares and emergency room visits. Thankfully, we were able to give them the best care knowing we had Healthy Paws. Before choosing them, we did comprehensive and thorough research on all the companies out there. Healthy paws was the only company that was reasonably priced, offered more than reasonable coverage limits/options and left me simply focused on my pups getting better when crisis struck. Keeping in mind that as a pet owner, it is my responsibility to cover preventative and routine care, I am more than happy and satisfied with Healthy Paws!! Their processing time of claims is prompt as is receipt of payment. I would not recommend any other company!
5

out of 5

POSTED: | BY: Sue

Really, really GREAT

I, like so many others, was skeptical after having less than a pleasant experience at another pet insurance company. I have been blown away by the speed of processing, the amount of reimbursement, the ease of filing claims. One of my dogs ingested grapes soon after switching to Healthy Paws. After meeting our deductible ($250) we received 80% of the cost back from Healthy Paws within about 20 days! I highly recommend Healthy Paws! They also emailed me to check how my pup was doing!! Very satisified customer.
5

out of 5

POSTED: | BY: Suzy

Happy to have Charlie insured by HP

Charlie fell and tore his ligament in right back leg. After the claim was submitted by our vet, I was more than impressed with the contacts via e-mail from HP to keep us updated on the progress of the claim. HP wrote me and asked that I let them know how Charlie was doing and then asked me to give him a hug from HP! I had other pet insurance and didn't get the personal care that HP gives and besides their plans beat all others. I am telling all my friends who are pet owners to check out HP as their insurance carrier for their pets.
5

out of 5

POSTED: | BY: Camille

Speedy and Reliable

I brought five year old dog to be seen by the vet a couple of weeks ago due to a suspicious growth by her right hind leg. We went ahead and had the tumor surgically removed as advised by the vet. I filled out the online claim form for my dog and, despite reading great reviews about Healthy Paws' service, could not believe just how fast they were with the process. Two claim forms were processed by the next day with an email explaining my reimbursement (checks came in the mail very quickly). I also appreciated their well wishes for my dog which was a sweet gesture. It's comforting to know that Healthy Paws is there to help with their straightforward and honest service. I'm so happy and thankful for the peace of mind of knowing that my pet can be supported by such a reliable company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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