Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: EM

The very best pet insurance!!

This is the first pet insurance company that we ever purchased. We were concerned with the health needs of our little dog, a shih tzu named Suki. She is healthy and pure bred. She was 9 months old when we adopted her. I did the research and found that HealthyPaws was exactly what we needed. I especially liked the no lifetime cap. The annual deductible was reasonable as well as the monthy premiums. We were hoping for a very long life with our beloved Suki. We've had her for a little over a year now and this insurance saved her life. The major concern now is bees and her severe allergy to them. She has been treated several times to help her recover from being stung including an episode of anaphylactic shock. HealthyPaws has added a terrific free app which I downloaded with my iPhone. Now I take a picture of the invoice from my vet and send in the claim via the app. So fast and easy! No claim forms to deal with. Just last week Suki needed surgery for bilateral entropion. HealthyPaws paid 90% of the cost and best part is we got the check within a week!! We are so grateful that there is a top quality pet insurance available to pet lovers.
5

out of 5

POSTED: | BY: Charles

THANK YOU AGAIN!!!

Healthy Paws insurance is a great company. I normally never write reviews but since I am so satisfied, I decided to express my opinion. We purchased pet insurance for our dog after talking to some friends. Lucky for us we did. Our dog was outside playing with the neighbor dog one weekend. She came in limping on her leg. It ended up being a ACL tear. Health Paws covered the TTA surgery at our deductible. The claims were quick and we received the check in a week. I am so grateful for Healthy Paws Insurance. I would highly recommend this company. If I could give them a higher score than 10 I would. Again, thanks for helping our dog!!!
5

out of 5

POSTED: | BY: Barbara

excellent

My dog faced major back surgery and without this insurance I would have had to put him down. I knew exactly what to expect from the simple terms of my policy and payment was very prompt when the claim was submitted. No attempt to haggle. Can't say enough about how much this helped. He is doing excellently thanks to my ability to pay (with the help of the insurance) for top notch care.
5

out of 5

POSTED: | BY: Carolyn

Healthy Puppy because of Healthy Paws!

Our little guy had a terrible allergic reaction to something possibly a bee that he ate. His eyes were swollen shut and muzzle double the size. We whisked him to the emergency hospital and we were informed that he was having an anaphylaxis reaction and another shock where his gums were turning gray. All worked out and after iv's and meds he is back to normal. Through all our turmoil we did not have to worry about our coverage. Healthy Paws is the best with personal and caring customer service.
5

out of 5

POSTED: | BY: Mark

Outstanding! This one word says it all.

Koa is a purebred, chocolate, Labrador Retriever and was diagnosed with bilateral elbow dysplasia (something according to text books only occurs in 10% of Labradors). Healthy Paws has been there for us since the beginning and will be with us till the end. When I was researching pet insurance over a year ago my first question was, "do I need it?" Then, "what company do I go with?" I wanted a company that sounded like they care about animals and you can't get any better than, "Healthy Paws." Next I wanted a company that was easy to understand, user friendly and answered their phones. Lastly, the cost, affordable plans with reasonable deductibles, (3 out of 3). As for Koa and his elbow issues, he's in the recovery phase and Healthy Paws paid out on everything they said they would, expediently! They also check in from time to time to see how Koa is doing :-)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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