Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,986

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Patricia

Terrible company to work with

They claim it will be addressed in 15 days, when it was not they escalated it to 24 to 48 hours. Within 2 hours I got a declined email. My vet cannot directly send in receipts and medical records, I have to do it through their portal but it does not work EVER. They promised for their IT department to contact me to resolve the issue and I never heard from them. Fetch Insurance is a fraud. Do not sign up with them EVER. R
4

out of 5

POSTED: | BY: Sue

Good communication with claim department

Good communication when submitting claims. Easy to see the progress and how the reimbursement was settled (took a while to figure it out). Direct deposit was wonderful helped with the VISA bill for my pet's spenectomy.
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4

out of 5

POSTED: | BY: Rosemary S.

Two puppy claims vs. One puppy claim

Overall my experience was good except for one minor problem. I put in a claim on two dogs and as of 10/28/24 I have only received a completed claim on one and am still waiting on the second claim to be completed. This may be due to the similarities in my puppies' names which may have caused confusion. Otherwise, the process for the first claim has been quick, efficient, and easy to understand so far.
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5

out of 5

POSTED: | BY: Selinda Sypherd-Rieck

So glad we made the choice!!

I love how easy it is to submit a claim & that Fetch covers our fur baby's ongoing expenses. He started having seizures about a year after we adopted him. My daughter had insisted we get pet insurance because he was son young. This is our 1st experience actually covering a pet, but I'm glad we did. It would have been truly heartbreaking if we had to put him down when these episodes started. We've had Fetch for 3yrs & have never had a claim rejected.
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5

out of 5

POSTED: | BY: Gemma Egana

Easy to upload pet records

Easy to upload pet records
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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