Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,986

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

VETERINARIAN: Alpine Animal Hospital

POSTED: | BY: Katherine

Timely and Reliable

During the first two years of our dog’s young, active life, he’s had a series of mishaps. Fetch has always paid promptly and reliably. We just adopted a shelter cat, and I’ve had such a great experience with them that I’ve covers him too. They did increase our rate for a year, but then actually just decreased it a bit for our third year.
5

out of 5

POSTED: | BY: Laura

Beckett needed exploratory surgery to…

Beckett needed exploratory surgery to find and remove his undesended testicles. Our Vet sent us to a surgeon. As you can guess, the surgery was expensive. I was going to be paying for this for many months. I submitted a claim, and was delighted by the amount that Fetch Pet Insurance payed for Beckett's surgery. Fetch Pet Insurance saved me a great deal of money, and I'm extremely happy I opted for it. It has been well worth having the Insurance.
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5

out of 5

POSTED: | BY: Christopher George

MAGIC WAND HAPPENING

WELL, THIS IS A FOLLOW UP! BELINDA WALKER TODAY 4/16/2025 PROACTIVELY RESOLVED A CLAIM IN LIMBO. SHE ASSISTED ME WITH THE ISSUE AND IT WAS LIKE BELINDA STROKED HER MAGIC WAND AND ALL WAS RESOLVED! AN EMAIL, A FEW HOURS LATER STATED MY CLAIM WAS PROCESSED AND THE CLAIM AMOUNT WOULD BE DEPOSITED IN MY ACCOUNT IN 2 - 3 DAYS. BELINDA, YOU'RE AMAZING AND MY CLAIMS GO TO PERSON. GOD BLESS. QUESTION - HOW CAN I SEND YOU A PICTURE OF OUR BELOVED CAVACHON HYDRID? HER FORMAL NAME IS PIPER PIPPA. INFORMAL IS PIPER. THE CAVACHON IS PART ROYAL CAVALEER KING CHARLES ENGLISH SPANIEL AND PART BECHON FRIESE. IN ENGLAND THE KING CHARLES SPANIEL WAS AWARDED ROYALITY BY THE KING. A DEGREE WAS ISSUED THAT THIS BREED CAN GO ANYWHERE WITH ITS OWNER, NO RESTRICTIONS. THIS DEGREE IS STILL HONOURED TODAY.
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5

out of 5

POSTED: | BY: Russell Hall

Amanda was absolutely the kindest…

Amanda was absolutely the kindest representative I had in my search for a great pet insurance company! I have a problem interrupting phone reps because I can't remember what I want to say if I wait for a break in the conversation! She didn't mind at all!
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5

out of 5

POSTED: | BY: Susan

helpful and efficient

Joshua was very helpful and thorough...providing me with everything i needed for the best coverage for my dog Hugo
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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