Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,986

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jackie Bruno

The forms are very easy to fill out and…

The forms are very easy to fill out and the claims are also very quick
5

out of 5

POSTED: | BY: Monique Hoznor

Your speed of review and reimbursement

Your speed of review and reimbursement. Thank you!
1

out of 5

POSTED: | BY: Mehtap Sude Sökmenci

HORRIBLE

If i was able to give zero stars i would. Ordered my dogs meds a month ago and still didn’t get them. I called them multiple times, everytime the person on the phone told me how sorry they are and now they fixed it bla bla. I still dont have the meds. I called today and the person on the phone tells me that there is no active order. This company is not qualified for selling meds with this speed or poor communication skills. The person on the phone today told me she can order it for me ( heard this already 3 different times) so i ask when do you think i will get it cause i am moving out from that location today, she gets annoyed and tells me she cant tell me when is it gonna arrive, i ask how many days do you think it will take she again tells me as soon as possible, thats not what i ask for!!!! It took one call to cancel everything while took 6 calls to order meds and they didn’t even deliver it to me. Train your employees better or pay them more so they’ll actually care about their job and do it right
3

out of 5

POSTED: | BY: Manuel San Luis

Very expensive premiums

Very expensive premiums. And my deductible was never reached. Renewal rates get higher and higher, with no return even after submitting claims. It has to be catastrophic event for Fetch insurance to help you.
1

out of 5

POSTED: | BY: GAURI SIKKA

I honestly don’t get the positive reviews

Update: in response to Fetch below. I have had this insurance for over 17yrs, way before your company took over. My other pup has Healthy Paws; this year alone they covered 2 major vet visits but didn’t increase their annual premium by even $1. Whereas, with Fetch, there was NO END to annual premium increase by hundreds. Read the room please, there are many posts on social media calling you guys out for the greed by which you take advantage of pet parents. I have over 1MM combined followers on my pet accounts; I’m not the only one complaining about your shady practice. Original Comment: I honestly don’t get the positive reviews when Fetch is one of the most greedy pet insurance companies in the market presently. Upping annual premiums by 100%-300% is what grifters do, not companies that genuinely want to help pets. They always have an excuse to not reimburse expenses. Ultimately we ended up canceling insurance for our senior pup - it makes no sense to pay $7k+ premium, plus deductible/copay for max $15k payout. My younger one has Healthy Paws; the difference between the two insurance companies is night and day.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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