Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Pascal Faurie

My premium nearly doubled upon renewal

My premium nearly doubled upon renewal. My pets have cost nothing to Embrace and I've been a reliable customer for years. This is a slap to the face and I will cancel my policy.
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4

out of 5

POSTED: | BY: Seven

A couple issues making claim, but was quick and easy still

Making a claim on the app wouldn't allow me to take more than one photo at a time, and making a claim on the website kept changing the Start date of when my cat was at the vet from the 16th to the 17th, so I called and everything went smoothly after that. After claim went through it was reviewed very fast and with no trouble after that.
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5

out of 5

POSTED: | BY: HARVEY SLUTSKY

HANDHOLDING, ALBEIT WITHOUT MOONLIGHT, THEN AT LEAST SUNSHINE

YOUR CLAIM SERVICE REPRESENTATIVE WAS EXTRAORDINATELY HELPFUL IN GUIDING ME THROUGH THE CLAIM APPICATION PROCESS WITH SAINTLIKE PATIENCE WHICH INCLUDED THE SUBMISSION OF NUMEROUS DOCUMENT IMAGES STORED ON MY COMPUTER. IT MADE WHAT COULD HAVE BEEN AN INCREDIBLY TEDIOUS EFFORT DUE TO THE COMPLEX NAVIGATION REQUIRED BY THE WESITE'S CLAIM SUBMISSION INTERFACE ,IF NOT A PLEASURE AT LEAST, MOST PLEASANT.
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5

out of 5

POSTED: | BY: Ricardo Vega

This is best company I have ever…

This is the best company I have ever seen, they are so helpful, friendly and and understanding. When I lost my little boy yorkie that had passed away. They even sent me a card with there sympathy, that really was so touching and it really helped.
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4

out of 5

POSTED: | BY: SHIRLEY

Speaking to the last agent letting me…

Speaking to the last agent letting me know my information had been received on the vet procedures I had done They had requested I have this done so my insurance on my pet would be reviewed and updated so my pet is protected
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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