Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Glenn Macklem

Very pleased with Embrace pet insurance

I took out Embrace pet insurance when we brought our baby dog home. I have since filed several claims and have always been very satisfied with their prompt response. My latest claim is related to my dog having a bout of GI distress for about a week that required her being seen by her vet. Filing my claim was very easy.
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5

out of 5

POSTED: | BY: Noelle

Great customer service and great…

Great customer service and great policies
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5

out of 5

POSTED: | BY: louis Normand

USAA pet insurance

Tiffany did a fantastic job explaining the plan and benefits she has good sales presentation and customer oriented.
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5

out of 5

POSTED: | BY: Nicholas L

Easy to work with and very happy with…

Easy to work with and very happy with our policy.
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2

out of 5

POSTED: | BY: Richard Schiavone

MY PUPPY DIED 2 MOTHS AGO

MY PUPPY DIED 2 MONTHS AGO. THE BILLS ALMOST $2,000 ARE STILL OPEN. I SUBMIT THEN THEY WANT MORE INFO. WELL CALL THE DANG VET FOR THE INFORMATION. YOU'RE AN INSURANCE CO. YOU SHOULD BE WORKING FOR ME. ANOTHER CLAIM THE DOC GAVE ALL THE DETAILS - DENIED ANOTHER $2,000
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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