Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jorge A. Orozco

They are happy to take your money.

When you sign up you sent them all available history for your new rescue. They accept the medical history and activate the insurance. At the time of filling a claim . They need all the old history again and if the can't get in contact with the rescue veterinary clinic which doesn't exist anymore. They will cancel the claim because now they can't verify if it is a preexisting condition. Stay way from embrace.
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5

out of 5

POSTED: | BY: Eduardo Colon

First time submitting a claim

First time submitting a claim . Will follow up review on the process. So far it’s been easy.
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5

out of 5

POSTED: | BY: MaryLynn

I appreciate your help

I appreciate your help - I'm a little slow with all of this so I need your patient help, Thank You
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5

out of 5

POSTED: | BY: Loretta Ayers

From my experience with Embrace has…

From my experience with Embrace has been great
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5

out of 5

POSTED: | BY: Dawn Worden

Always friendly & prompt service

Always friendly & prompt service, claims handled smoothly & great staff to answer questions & explain policy details. Thanks!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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