Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Frances

We have been very happy with Embrace

We have been very happy with Embrace. They are fast and efficient with claims. We have never had a claim denied or had to argue about a claim. Their Wellness package is great too. Highly recommended.
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5

out of 5

POSTED: | BY: Ellen Blocher-Winkler

Very easy to submit this claim

Very easy to submit this claim. Done in 5 minutes I was very pleased with ease of this submission.
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5

out of 5

POSTED: | BY: pat feldman

Easy to submit claims and quick payment

Easy to submit claims and quick payment
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5

out of 5

POSTED: | BY: Frank Bastone

Embrace…best pet ins I could find…period !!!

I have never written a review for anything in my life, but I am taking the time to write a review for Embrace Pet insurance. They take the time to explain things to you on the phone , when you make a claim they don’t waste time to pay you back , I got paid within a week. I’ve used other pet insurance companies and they did not even come close. I would recommend this company to all of my best friends….Frank Bastone
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4

out of 5

POSTED: | BY: DEBORAH S BATES

Representative was very pleasant.

Representative was very pleasant.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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