Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: tlcd4568

Friendly and Professional

Friendly and Professional. I have had four dogs covered with this company, and have had exceptional service from them. Claims were paid promptly and those who were not, were explained to me as to why not. The staff are helpful, informative and compassionate, which is one of the reasons why I use this service. Filing a claim on line is very easy and quick, and you can check on the progress of your claim online as well. I highly recommend this insurance for your pets, from puppy to older adult, this company provides first class treatment and coverage.
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5

out of 5

POSTED: | BY: Deanna Cornelius

It has been so easy to submit claims

It has been so easy to submit claims. Intuitive, quick, and seamless.
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5

out of 5

POSTED: | BY: Neal

The data input is easy

The claim experience is easy once you get used to the interface. So far, the handling of the claims has been well done.
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5

out of 5

POSTED: | BY: J A

Kept my dog alive through nearly 5…

Kept my dog alive through nearly 5 years of chemotherapy thanks to embrace. Otherwise he would have expired a long time ago.
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5

out of 5

POSTED: | BY: Karla

They have covered almost everything we…

They have covered almost everything we had done on our cats, very happy with this insurance company. Customer service always the best! Highly recommend it!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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