Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Nieman

First Claim - Great Experience

This was my first claim and it was extremely easy to start the claim and upload the invoice. The process was so easy! Also, the claim was approved and paid in 2-3 days, which I totally didn’t expect. I’m very pleased. Thank you to all the folks at Embrace for your service!
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5

out of 5

POSTED: | BY: Daniel Falcon

Just a fantastic company

Just a fantastic company. Turn around on claim is so quick. I highly recommend them to all we know.
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5

out of 5

POSTED: | BY: Russ Mulholland

Easy to take care of our family pets

Easy to take care of our family pets. Thank you.
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5

out of 5

POSTED: | BY: Candy

GREAT EXPERIENCE

What a great experience easy to quote online and when I had a question Agent Amber Parsons was so nice and very informative.
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5

out of 5

POSTED: | BY: Karl-Heinz

easy process

easy process, fast processing - been with Embrace for many years - never had a problem
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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