5
out of 5
POSTED: | BY: J Lee
Very easy process
Very easy process! Hope my claim is quick.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Chelsea Scott
An insurance company who truly cares about its clients.
I do not usually write reviews, but this time I believe Embrace deserves the recognition.
I have been a user with all of my three dogs (now two). When I notified Embrace about the passing of my little baby, they were so supportive and helpful with all the final claims and adjustments.
A few days later, I received a condolence card signed which I never expected to receive.
I am very happy and glad to have chosen Embrace to be in my corner for my pets. Everyone I have talked to has been incredibly helpful and I cannot express my gratitude to this company and employees for being supportive in the moment I needed the most.
5
out of 5
POSTED: | BY: Jen Wilger
Submitting claims is easy and fast on…
Submitting claims is easy and fast on the Embrace website. We have a "frequent flyer" - a pet with multiple health issues, and several providers. Thank you for making it easy to get reimbursed!
5
out of 5
POSTED: | BY: Brig
Great Service
Embrace processes claims quickly and staff, whenever needed has been friendly and professional.
5
out of 5
POSTED: | BY: Christine
Embrace cared about my dog they…
Embrace cared about my dog they explained everything to me about submitting a claim .
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.