4
out of 5
POSTED: | BY: Connie A
The ease of doing everything online is…
The ease of doing everything online is amazing.
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4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: PAUL MOCCIA
Gastroenteritis
Scheduled promptly, diagnosed by vet as gastroenteritis. General physical exam lab with blood samples taken. Medication prescribed and available (Omeprazole).
5
out of 5
POSTED: | BY: Jenny
The best pet insurance around!
The best pet insurance around! I am very happy with their service. Easy to submit claims. Honest and customer service is fantastic!
4
out of 5
POSTED: | BY: Beth Benz
New Customer
I'm not sure how this pet insurance will be since I am new with this company. Time will tell. Been using another pet insurance company for the last 10 years.
I like that this company has a yearly deductible overall as opposed to a deductible for each condition. The only problem I see so far is limited hours of customer service and the wait time is a minimum of 10 minutes
1
out of 5
POSTED: | BY: Jennifer Laboy
Worst pet insurance experience ever
Worst pet insurance experience ever. I submitted two claims over the summer that were never reimbursed. They claimed I needed to meet my deductible and spend an additional $38, which I did, but they only reimbursed me $12. I previously had Lemonade Pet Insurance, which was outstanding, but Embrace has been a nightmare for nearly a year. I would never recommend them to anyone—it's been a total scam
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.