1
out of 5
POSTED: | BY: Kese Johnson
Done with this company
Done with this company. Bait and switch as usual.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Erin Cooper
4 paws up
Embrace has always been easy to use, and prompt in communication and payments. Their customer service is outstanding.
5
out of 5
POSTED: | BY: Michelle Acevedo
Very easy to do claims for multiple…
Very easy to do claims for multiple animals. Claims paid out quickly.
1
out of 5
POSTED: | BY: Connie Casper-Hewitt
This company doubled my premiums from…
This company doubled my premiums from $90/mo to $190 for my two YOUNG healthy dogs in one year. I have never submitted a claim. One dog is NOW 3.... was just 2 when the premium was doubled, and the other is 5. They are Tibetan Spaniels who are not prone to health problems. No actuary table would show this as a legitimate cost increase, and I got better coverage for $91/mo elsewhere.
5
out of 5
POSTED: | BY: Shannon
Quick and easy to use
The process for submitting claims is simple and whoever is processing them, explains what is covered/not if there is an issue. They are quick to reimburse too.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.