5
out of 5
POSTED: | BY: David Wendt
They knew the answer of questions I had…
They knew the answer of questions I had for a claim & were very helpful
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4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Sue customer
You people suck!!
You people suck!!! All u do is is ask for paperwork you already have to put off paying on a claim 🖕
5
out of 5
POSTED: | BY: Kam
It was quick and easy
It was quick and easy. Pretty self explanatory.
4
out of 5
POSTED: | BY: Richard
Easy to submit
Easy to submit. 1st claim, so waiting to see how it is handled.
5
out of 5
POSTED: | BY: Deborah Green
I have been quite pleased with Embrace
I have been quite pleased with Embrace. Having adopted a 12 year old rescue cat and not knowing what might develop, I’m glad I opted for insurance. Claims for the chronic conditions that revealed themselves over time have been processed rather promptly. My goal is to keep my boy healthy, happy, and loved for the time that I may have him and frequent vet visits are less worrisome knowing his care will be covered. When I need to connect with an Agent (sometimes challenging) I have found them all super friendly and helpful. Overall, happy!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.