5
out of 5
POSTED: | BY: Donna R M
Simple process
Simple process. Paid for everything I expected.
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4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amanda Crandall
Pet owners need these folks
We used Embrace for our accident-prone pup for most of his life. Submitting claims was easy, and they covered everything that we expected with no issues. They were also very kind when he passed away in his old age and gave us a refund for the remaining time on his policy. I highly recommend them.
5
out of 5
POSTED: | BY: susan s
Very Positive Experience
Was very easy to use the Embrace calculator to figure out an acceptable payment for the Embrace insurance and Wellness plans. I chose Embrace primarily for the Wellness Plan that many other companies do not offer but when I did have a medical claim it was fully covered almost immediately. When I had a question recently the Customer service person was knowledgeable and helpful. My experience with Embrace has been very positive.
5
out of 5
POSTED: | BY: Joanne Long
grateful
I can’t express how grateful I am for the peace of mind that Embrace Pet has provided me. Their customer service is exceptional, always friendly, and ready to help with any questions.
My premiums are affordable, and the claims process is simple. I highly recommend Embrace Pet to all pet owners looking for reliable, trustworthy insurance. They've truly been a lifesaver!
5
out of 5
POSTED: | BY: Kathy
They left me know every detail as they…
They left me know every detail as they were processing the bills. I expected everything to take a long time. Everything was finished in less than two weeks. Everything was done with kindness.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.