5
out of 5
POSTED: | BY: Flo
It's quick & easy to fill out.
It's quick & easy to fill out.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melissa Rhodes
A Plus
A Plus
First Time going to emergency vet with my pup. The vet gave me an itemized receipt I uploaded and sent it via the app and even received the funds back in a week. I was impress how easy and quick it was. The only thing I regret was having a high deductible which I chose when I started.
5
out of 5
POSTED: | BY: MARION SALISBURY
Comprehensive coverage for a reasonable cost
Customer service rep explained everything to help me decide on plan choice. Reasonable rates with option to assist in wellness visits and regular meds. Almost half the cost of my previous insurance premium, which only covered accident/illness
5
out of 5
POSTED: | BY: Jon Williamson
Really great insurance company
Really great insurance company
5
out of 5
POSTED: | BY: Chris Winter
Worth every penny!
Very easy to work with and perfectly straightforward.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.