Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Whitmore Bledsoe

Caring company

Embrace Pet Insurance company really cares about us and our pets. They even back dated end of policy to the date my pet died. My message to them on that day got lost or they just didn’t get it’s
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5

out of 5

POSTED: | BY: Laurie Mangum

I have nothing but good things to say…

I have nothing but good things to say about Embrace! I insured my tiny 1 pound Chihuahua puppy with them after calling 8 or 9 companies and comparing their products. I never thought I would be using anything except the Well Care policy I bought along side the Accident and Illness policy. Unfortunately my puppy developed aspiration pneumonia and racked up a hefty five figure hospital bill and ultimately died. I’ve had to call multiple times with questions about specifics to the claims I filed. Each time the reps were kind, compassionate, knowledgeable, and very diligent in getting answers to my questions. Reimbursements were quick and easy deposited directly into my banking account. Because of my experience with Embrace I immediately insured my new puppy with the exact same coverage.
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5

out of 5

POSTED: | BY: Daniel Cote

great knowledgeable staff

great knowledgeable professional staff.
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5

out of 5

POSTED: | BY: Richard Jennings

Embrace is the Real Deal

My claim for my cat’s fractured and dislocated hip examination was handled quickly and as I expected. Very professional and the coverage payment was clearly explained. Hopefully, the upcoming surgery’s claim and reimbursement will be handled the same way!
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5

out of 5

POSTED: | BY: Susan Haynes Roos

Very easy to submit claims and timely…

Very easy to submit claims and timely reimbursements
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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