4
out of 5
POSTED: | BY: Timothy Martin
Very easy to use
Very easy to use made three claims in fifteen minutes
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: SUSAN
Submitting this invoice was easy
Submitting this invoice was easy. We like the fact that if something seems wrong, she can go to her doctor and not worry if it will be paid. Her shots are covered too!
1
out of 5
POSTED: | BY: John Franklin
No answers and No resolvement
No answers and No resolvement. Keep hearing the same stuff from difference agents. After over 25 days I am starting to worry.
5
out of 5
POSTED: | BY: Jan Kisla
Easy to use so far!
I just now submitted a claim and it was very easy to do. So I am not sure about how it will turn out. Thanks for the ease of submitting the claim!
5
out of 5
POSTED: | BY: Victoria
Normally claims paid quickly very easy…
Normally claims paid quickly very easy to navigate and friendly associates
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.