Embrace | Pet Insurance Review

Took almost 2 months to settle a claim, then came with a list of exclusions. Some even made up after the start of the policy and conditions my dog had never been diagnosed or treated. If your dog has ever been to a vet, good luck.

I continue to experience excellent customer satisfaction with every aspect of Embrace !! From being able to send in claims online to the fair treatment of how the claims are reimbursed accurately. They are also available by phone and answer questions cheerfully. Absolutely the BEST customer service.

I would NEVER recommend Embrace Pet Insurance. I had a policy and paid premiums for 24 months before submitting my first claim. They waited till first claim to do ANY checks and disclose any “pre-existing” conditions they refuse to cover. How about operating with integrity and doing this right upfront? They will hide behind legal disclaimers saying it was “optional” but who wouldn’t want to know what’s excluded from day 1? NOT after paying 24 months of premiums that they won’t return. Imagine if health or life insurance worked that way??? Pay your premiums and when you get sick we will inform you this was a pre/existing condition with zero coverage…. This is completely shady!

The most caring and sympathetic staff. I lost my precious pug and everyone from the customer care team to the underwriter had kind things to say to comfort me. We made the right decision to switch to Embrace for pet insurance.

I received a good explanation from one of their reps and I liked that I could apportion the extra Wellness package so we can get reimbursed partially on our dog's spaying and save some for dental or other work. There was no wait for coverage, We signed up Saturday, went into effect on Monday and our little "Gracie" had spay surgery on Tuesday. Like this insurance.