Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Bertorello

I was sceptical I must admit

I was sceptical I must admit, but once I submitted our first claim for our puppy’s illness I quickly changed my mind. Embrace reimbursed the cost within two days. Thankfully our puppy has recovered and is back to her normal spunky self.
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5

out of 5

POSTED: | BY: bobspur

Great Service

Embrace Pet Insurance continues to provide great service. Easy claim process and they are normally settled within hours. The settlement checks quickly arrive in our bank account. I highly recommend Embrace Pet Insurance to assist in taking care of one’s pets.
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5

out of 5

POSTED: | BY: Charles

Very quick and easy to process claims…

Very quick and easy to process claims and always accurate and quick to reimburse.
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1

out of 5

POSTED: | BY: Scott

I had embrace for 9 years and didn’t…

I had embrace for 9 years and didn’t make a claim. This year I made a claim about the amount of the policy cost. They over tripled my policy this renewal period and to a point that the policy cost + deductible exceeds more than the maximum they would pay out.
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5

out of 5

POSTED: | BY: John Hehn

Wonderful Organization

Well put together organization. Makes it so very easy for me to ensure my pet recieves the very best care. Great Job
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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