Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina Lafferty

The is my first experience with pet…Absolutely Stellar

The is my first experience with pet insurance, and it’s saved me a fortune!! I have two Shelties, and sometimes I swear they’re striving for death by chocolate. Twice Bonnie has been in the ICU, and Asher once. Add to that Bonnie developing epilepsy, and you can just imagine the difference Embrace has made. Filing claims is so easy, and the folks who answer the phone are so kind and helpful. I recommend Embrace to all my friends and acquaintances.
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5

out of 5

POSTED: | BY: Russ Thomas

Embrace Pet Insurance is so easy to…

Embrace Pet Insurance is so easy to submit a claim and they reimburse very quickly
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5

out of 5

POSTED: | BY: Anthony Moreno

Always polite

Always polite. Informative and professional attitude
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5

out of 5

POSTED: | BY: linda horoshak

Very easy to complete claim online

Very easy to complete claim online. Embrace is quick to reply to the claim as well. This is one of the best pet insurance recommended by a vet.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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