Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julia A

Insuring My Pet's Well-being

This is my first insurance for my pet and I'm glad I did it. The Wellness policy is great because it reimburses expenses for vet appointments, vaccines, grooming, and practical things we need to keep our pets happy and healthy. Embrace is awesome when processing claims. I sent two claims in and before I was finished checking to see If I had any others, they had processed and approved the claim, wow. I have had to call Embrace to get vet support for my pet who was exhibiting some symptoms I wasn't familiar with and his vet office was closed. They gave me good sound information and suggested things I could do until I was able to get him to his vet. That's an excellent service. I'm going on my third year with Embrace and I have no complaints.
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5

out of 5

POSTED: | BY: Marty

fast and easy claim and quick…

fast and easy claim and quick reimbursement.
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5

out of 5

POSTED: | BY: Kelsey Hamilton

Great experience with Embrace!

Embrace pet insurance couldn't be easier to use, which is something I appreciate. Filing a claim is easy and if I have any questions, customer service is always friendly and helpful. Fairly priced and we have had it for over 4 years now with 2 of our dogs. Great experience with Embrace so far!
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5

out of 5

POSTED: | BY: Ted and Linda Heath

Rebecca was able to answer all of our…

Rebecca was able to answer all of our questions. Then sent the quote to our email for our review. This gave us an opportunity to decide whether this insurance was right for us. We took a couple of days to look at it and come up with new questions. We called her and got the answers we were looking for. Then decided to purchase the insurance. There was no hard sell, just forthright answers.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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