Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Candyce P Long

The online features for filing claims…

The online features for filing claims makes it so easy. I have only had to use for wellness and dental until recently when my Havanese fell and damaged her spinal cord. Thankfully just bruised and hopefully will get a 90% recovery.
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5

out of 5

POSTED: | BY: Ronald Greene

Excellent service

Excellent service. No problems whatsoever. Thank you ❤️
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5

out of 5

POSTED: | BY: Leigh Sinclair

Great Service

I have been consistently impressed with Embrace's services. The cost of insurance is fair (and highly necessary for my dog!!) and submitting claims is a breeze. They reimburse in a timely fashion and I have not had issues getting visits covered. Their customer service staff is also top notch! I have recommended them to many friends.
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5

out of 5

POSTED: | BY: Patricia

I was happy this vet trip actually was…

I was happy this vet trip actually was covered! I have a Yorkie and he is high maintenance and every little bit helps!
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5

out of 5

POSTED: | BY: Jay Snyder

Excellent and easy service

Excellent and easy service. Great peace of mind.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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