Embrace | Pet Insurance Review

I have used this company for many years. I also used another company previously with other pets so am familiar with insurance companies. You need to understand how they work or you could be upset. And for any orthopedic issue they want an initial exam by the vet indicating no hip or shoulder displasyia, etc. or any pre-existing conditions. Also, no allergies or will be considered pre-existing. Not like human insurance. Seems unfair. This is why I don’t adopt senior pets, unfortunately. 30 day waiting period and no pre-existing conditions. My insurance on my 2 dogs is significantly higher this year and they are only 10. I say this because my large dogs usually live till 14 years. I’ve had this insurance since adopting them at 2 years. I feel they are fair and the process is simple.

So pleased with USAA Embrace Pet Insurance! I have a 3 month old puppy and the first few claims were processed so quickly and direct deposit showed up right away! Easy online submission of claims and great customer service!

we have had PetEmbrace for about 10 years now and have always been great, customer service friendly, and responsive. We love this insurance for out pets and would highly recommend.

Very easy to submit claims.

What I love about Embrace Pet Insurance while setting up a claim is they most of the time know the providers in your area. You just have to pick them out of the list. Then you just have to download your bills for that day, choose the pet it is for and you are finished. One date at a time, so there is no confusion. Then you wait till they evaluate the claim and tell you what is cover or excluded.