Embrace | Pet Insurance Review

I was a little skeptical about getting pet insurance for my two dogs, whether or not it would pay off. However, after my dog went to urgent care and was in the hospital for a few days, I had a bill of over $1,000. Embrace came through accepting my claims and I was reimbursed for a significant amount. I would recommend insurance to everyone who has a pet, if anything for peace of mind.

Somehow Valium managed to "sprain" his back. There was no rough-housing with his big brother,no high jump downs,nothing we could think of that would have caused it. He couldnt get comfortable,cried, dragged his belly and was in total misery. He reqired sedation,xrays,medication to alleviate the pain and allow healing. Filing his claim was easy,quick. The embrace rep was so helpful and understanding. Thank you

Embrace has been amazing in the years that we've been a customer. They covered my lab mix rescue TWICE for cancer treatments (one skin, one hemangiosarcoma). Although our lab recently passed away, Embrace was always there for her through accidents, repeated ear infections and major illness. They have also covered our other lab mix rescue (who has fortunately been much healthier) and recently paid for an MRI for her when we were having trouble diagnosing a mystery ailment. I tried two other pet insurance companies before eventually finding Embrace, but I will be an Embrace customer for life.

I read the policy very closely about pre-existing condition and exceptions related to skin masses. My dod has had a skin mass for years and no symptoms at all but because of the size not the Vet would like to narrow down the extent of the issue. The is therefore not a pre-existing condition because the mass has not been diagnosed, no symptoms have resulted, and information regarding my understanding was confirmed by a customer service person, My Vet and the pre-certification actually outlines this very thing but yet my claim was fully denied. A skin mass that needs removed to determine status (benign or malignant) should be a covered service. I could see if if was found to be cancer because I would not expect any treatment to be covered but a diagnostic procedure??? Come on... really.. not support alt all. What do I have this service for. If this is not corrected I will leave this company all together.

My kitty Sasha suffered an acute kidney injury caused due to an accident. We had her treated in the hospital right away .She is such a champion. I was really worried about the cost, but there was no way I wouldn't have done everything possible to save her life. Embrace had processed the claims quickly . I've had Embrace for over 7 yrs now and they have always been amazing : their customers service is friendly and knowledgeable , processing time is very short, insurance policy is transparent and easy to understand, claim submission process very simple. They really make you life easier when going through difficult time.