Embrace | Pet Insurance Review

I have had Embrace since my dog was a puppy. I started out with the full package (wellness and accident) and have scaled back to just the accident policy now that she is older. My dog has severe skin and allergy issues and we are constantly at the vet for one reason or another. Embrace processes my claims incredibly fast and is always very communicative. The website is easy to navigate. I have never compared pricing or coverage for other pet insurance companies, but I expect to have Embrace for the remainder of my pets life. I highly recommend getting a policy as early as you can. The peace of mind for such a low rate per month, is a no brainer for me.

Miss Daisy is part of my family and life. When a fox-tail got into her paw and Daisy started complaining I lost it. Her paw was swollen, red and hot. Took her in my arms place her in her car seat and drove to the hospital. After hearing she needed a small surgery, medication and especial care I was scared and afraid of the cost. But then I just thought that I was so lucky to have EMBRACE PET INSURANCE. I knew Daisy would be fine because of the fine Doctors and I was going to be ok because she would go home with me and because Embrace had my back and I could focus on Miss Daisy. Sent my receipts together with the forms and a week later I was being reimbursed. I am so happy that we made the decision to get Embrace, we have been with them for more than 5 years. I constantly recommend people to buy insurance, Embrace. Thank you for all the years you have had my back and supported me with my pets.

Best thing I ever did was get your insuranceI have three cats and the bills are high Having your insurance helps

Tammie is going to be 12 and has gone through Chemo for Mamory Cancer treatments and Embrace has been their for us to help us give her the best care she could get. Our re-imbursements have been received within in a week to 10 days without any questions or issues. Good company and quality people to speak with. Thanks

This insurance is the terrible! The "Chief Underwriter" is not licensed as a veterinary tech. in Florida and yet is handling claims on behalf of either American Southern Home Insurance Company or American Modern Home Ins. with virtually no veterinary training. She belongs to an association but will not tell me the training she received and for all I know, membership only required paying a membership fee. She has disregarded the veterinary surgeon's opinion on whether my dog's left hip injury was related to a prior right hip injury which occurred 2 1/2 ago, and without any background in veterinary medicine or review by a veterinarian has decided to deny the claim. These people are bad news and USAA should be ashamed that they refer their pet insurance to these unskilled and combative insurance adjusters! I'm cancelling all pet insurance for 12 animals with them immediately and going with Trupanion and I would suggest everyone else do the same, before Jenna Mahan the "Chief Underwriter" for Embrace denies your claim without justification.Harriet Lewis-Mooney