Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: adrianna

Thank God for Embrace

I am a war widow with very little income.(PTSD) Embrace always has been good to me and my Brandie.She is 3 and my only companion. she has saved my life and Embrace has saved hers. Embrace really does care. Brandie is now a service dog and she helps me get up every day. Being in the military is hard so she softens the hard for me. I am so thankful for Embrace's help or i would give. Vietnam was and still is a bad memory and Embrace helps me and my companion to survive.
5

out of 5

POSTED: | BY: Susan

Ongoing support

Embrace has been reimbursing my dear pet's medical costs since January. The company continues to be helpful and prompt. This is a very tough time for us and having insurance support is invaluable.
5

out of 5

POSTED: | BY: Laura

Positive Experience

Embrace has always been on top of every claim I have sent them. They are very helpful when you call. I am very satisfied. They are a little slow with thier reinbursements but that can also be because the Vet does'nt turn in the claim right away. All in all I have not had any problems. Im very satified.
5

out of 5

POSTED: | BY: Hector

Thank God for Embrace !!!

My husband and I purchased pet insurance for our ABPT, Leah, when she was a puppy. Thank God we did ! As much as we love our girl, we would not have been able to care for her medical needs without Embrace. From her allergies, to her ACL surgery, hemilaminectomy, and everything in between, Embrace has provided fair coverage and timely payment for our covered claims. They have been more than a pleasure to work with. I recommend Embrace to all dog owners I know and even to strangers with puppies in Petco.
5

out of 5

POSTED: | BY: Carmel

Awesome pet insurance!

The team at Embrace have been great handling my dog's insurance. I appreciate how they always keep me informed of where my claim is at in their internal process and notifying periodically of the latest status. Unfortunately for my dog and me, I can no longer afford to cover insurance for her but as soon as I can, I will get her back on Embrace. If you are looking for per insurance, I highly recommend Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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