Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Fisher

Great service and support for our pet…

Great service and support for our pet family member who was treated for cancer. An honest and high value company
2

out of 5

POSTED: | BY: Eli PaintedCrow

So far all im getting are requests for…

So far all im getting are requests for things like dr appts for a dog that was just returned to me after 8 months. Almost implying that I would not be covered. Still its under review and that is disturbing to me.I've been paying for months now. All I get is the phone clerk reading a statement that is saying nothing of value. I will be researching a better insurance.
5

out of 5

POSTED: | BY: Garry Hoffman

This is the first time I have had a pet insured.

This is the first time I have had a pet insured. The process was very easy to follow - no crazy question. All question were clear and to the point and easy to follow. Uploading the Vet bill was without issue.... Very good process and WEB site was easy to follow. Garry
5

out of 5

POSTED: | BY: Ashley Palisoc

Wonderful experience

I have had nothing but positive experiences with Embrace. I am so glad I have this insurance for my fur baby. I love how they will take care of you and your fur pup. I highly recommend. Thank you.
5

out of 5

POSTED: | BY: Carol

This company makes claim filing…

This company makes claim filing unbelievably easy! I can get it done at a stoplight when my vet sends me the bill via email! Thank you, Embrace!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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