Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

Great service

Prompt payment, no hassle. Wish they had highlighted or emphasized a direct deposit option when I enrolled, and also during the time I have been a client. I had to call and get that set up after claim was paid, and check was sent. This would shorten the time to get repayment, and reduce chance to lose a mailed check. Overall my experiences have been very positive.
5

out of 5

POSTED: | BY: Daniel

Extremely satisfied

I have had a Embrace policy for the past nine years since we adopted our beautiful kitty when she was 8 weeks old ! My cat has to take meds each month and Embrace is quick to turn around my claims whenever I have to order medicine for her and they are very good at communicating the status of my claim all the way through their claim processing ! They are a excellent company to deal with and pride themselves on their customer relation skills which , in my mind , is very important to all of us pet owners ! I would highly recommend them for anyone thinking about purchasing pet insurance ! You will not be disappointed !!
5

out of 5

POSTED: | BY: Irma

Thank you

This is the second time I've had a larger than normal issue. Because of embrace my Sunny gets to live.
5

out of 5

POSTED: | BY: Courtney

Embrace is amazing

I don’t know what I would do without embrace pet insurance. They help me every time my pet has to go to the vet. I don’t have anything to worry about, I know he is covered.
5

out of 5

POSTED: | BY: Keeley

Peace of Mind

No one is ever prepared for a worst-case scenario so when we got the diagnosis of lymphoma for our cat Sugar we were devastated. With her being so young 5 years old we knew we had to give her a fighting chance. With Embrace we were able to have the Peace of Mind to worry about her comfort and not so much the cost. They have been wonderful and have responded to any and all questions. This is something we will be dealing with for a while and Embrace is making it as easy as possible.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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