Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alicia

Worth Every Penny

I have a naughty dog that will attempt to chew on everything if she's bored. Being a lab, if it's any kind of food she finds a way to get to it. This results in many trips to vet treating tummy aches and diarrhea. Embrace is always there for us! The website is user friendly so it makes it easy to file a claim and receive!
5

out of 5

POSTED: | BY: Thomas

Happy that Armed Forces Insurance recommended you.

Appreciate your keeping me posted on my account. Would suggest that you add "Bernedoodles" to your list of dog breeds. Thanks.
5

out of 5

POSTED: | BY: Maranda

Best choice we ever made for our dogs!

I cannot say enough great things about Embrace insurance! My only regret is not getting it sooner. Embrace has been speedy, kind, and reasonable for claims submitted for both of our dogs. I also highly recommend adding the wellness plan! Biscuit and Nico appreciate it!
5

out of 5

POSTED: | BY: mary

A-One

Never a stock answer always concerned follow ups all the So polite and gets back to you immediately--Second Brittany with Embrace. Never even thought of another company!!!
5

out of 5

POSTED: | BY: Nalita

Good Insurance!

I have been a client of Embrace Insurance for about 3 years now ... They are a excellent insurance...They care about their pet clients and animals health. They are true about claim payments and give back a fair amount with each visit of your pet. I don't go in debt with Embrace Insurance , I am able to pay back my Veterinary bills. This is a excellent insurance to choose for your furry pet!!! đź‘Ť
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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