5
out of 5
POSTED: | BY: cynthia
great customer service thank you
very happy
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marilyn
As usual, excellent service-( but wish images on email accepted
As usual excellent service but wish you could still accept email photocopy images to expedite as before...
5
out of 5
POSTED: | BY: Bridget
We truly feel "embraced"
Switching to Embrace Pet Insurance has proved to be the best insurance decision I ever made for my dog. I've tried others but none compare. Embrace delivers courteous, expedient service and a wide range of coverage options.
5
out of 5
POSTED: | BY: France
Best Pet Insurance Ever!
Embrace Pet Insurance is the best pet insurance insurance ever!
5
out of 5
POSTED: | BY: Sylvia
Great insurance - easy, compassionate, efficient, great coverage
Embrace covered all of our claims with no questions. They provided a form with all of my pet's info on it, that I then provided to my vet. They were fast and efficient in providing reimbursement. They were responsive when I had specific questions about coverage and extremely compassionate when our beloved pet died due to cancer. The coverage was well worth the money and enabled me to make decisions regarding care based on my pets wellbeing without having to think about the expense. In the end it provided a savings.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.