5
out of 5
POSTED: | BY: Jim
Quick claim payment
very prompt payment.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lynne
They're the best
Embrace has been wonderful. Fast to reimburse, and when their computer mis-classified one of Aja's treatments, they were quick to correct the problem. I highly recommend Embrace!
5
out of 5
POSTED: | BY: Karen
My experience has been great
Great experience
5
out of 5
POSTED: | BY: Kerry
Embrace is the best Pet Insurance EVER!!
We LOVE Embrace Pet Insurance! It is well worth the investment!! We have 3 Irish Wolfhounds and the possible vet expenses can get overwhelming. Knowing that we have medical coverage through such a good company gives us great piece of mind!! They are always there for us!! Thank you Embrace!
5
out of 5
POSTED: | BY: Sandi
A Must
Just adopted a rescue kitten. Decided to seek out Pet Insurance at encouragement of our local Vet. After researching Embrace appeared to be the best benefits for price. Could not have made a better decision! Claim submitted on day of service by Vet Clinic and confirmation of claim status received same day...seamless...doesn’tget any better! Thank you Embrace!👍
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.