5
out of 5
POSTED: | BY: Jennifer
I have such a feeling of relief knowing…
I have such a feeling of relief knowing my cat is covered. Embrace has been very quick to process all claims. So glad we chose them.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: J
Embrace was recommend to us by our dog…
Embrace was recommend to us by our dog trainer. Fortunately we have only had well visits and medication for this dog. I used the app for the last vet bill and the reimbursement to my checking account was quick. It is a peace of mind issue to know we have a good vet and good insurance for our Westie
5
out of 5
POSTED: | BY: Lori
Emergency surgery can't be performed before paid in full? Not the case for this Embraced!
Normally vets require payment upfront before anything is done. This was the case when my 2 year old female cat swallowed a sewing needle and needed surgery. I panicked, knowing there was no way I could afford their estimate, especially when time was of the essence. However, once I explained to them that we had Embrace, and was able to get a prior authorization for services, they were able to waive this policy and perform the much needed operations to try and save my kitty. Embrace fully understood the situation and spoke directly to their financial department, assuring them of our coverage and providing them with the estimated reimbursement that would be issued directly to them. The vet was then okay with me making a payment then and there and working on a payment plan for the rest. Although my precious girl did not survive due to complications, Embrace was there through the whole process, working with me and the vet clinic, orchestrating the payment and claims processing. It was a difficult time for our family, but I can't even begin to express how much Embrace relieved the stress of the financial situation and allowed us to focus on our efforts to save our kitty, and then through our grieving process as well. You never know what will happen to your furry family members. The simplest thing could send them into a fight for their lives. Having some sense of peace when it comes to finances is ultimately priceless. Embrace your pets today. Whether it's a simple vet visit or a middle of the night emergency, you'll be able to focus solely on them and their care, knowing your pets are Embraced.
5
out of 5
POSTED: | BY: Jefferson
Above and Beyond
My experience with Embrace has been absolutely great! They have gone above and beyond in providing aid to me and my pets. I highly recommend them as a provider for your pet's insurance needs
5
out of 5
POSTED: | BY: msuem
Recommend Embrace Pet Insurance 100%
I enrolled in Embrace Pet Insurance via my membership with USAA insurance. Embrace is an outstanding company. Their service and app is on point. I was astounded by how quickly and effectively they handled my small claims. I think everyone should get their pets covered by Embrace asap. Recommend completely!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.