5
out of 5
POSTED: | BY: Lou
Great experience with Embrace simple…
Great experience with Embrace simple claim forms and find communication updates and staff are outstanding.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karla
I definitely feel protected
I definitely feel protected by this company. Customer Service is excellent.
5
out of 5
POSTED: | BY: Mary
Embrace give us peace of mind
Embrace give us peace of mind. We have had Embrace pet insurance since our dog was 12 weeks old. Having it has enabled us to travel the country with her without worrying what would happen if she was ill or injured. This type of peace of mind is priceless. Whenever we have submitted a claim it has been handled quickly and professionally. We looked at other pet insurance companies before deciding on Embrace and we have never regretted our decision!
5
out of 5
POSTED: | BY: Valerie
Responded quickly and efficiently.
This was my fist claim. The submission was simple. You responded quickly and gave a good explanation for payment.
5
out of 5
POSTED: | BY: Richard
Mr.
Awesome people to deal with. Speedy and easy claim process
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.