5
out of 5
POSTED: | BY: L
First exam
Good experience
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tasha McElravy
Embrace Pet Insurance did a wonderful…
Embrace Pet Insurance did a wonderful job covering my service dog who just passed. In his later years, he had to have quite a few vet visits. Embrace was a Godsend financially, helping me to care for him as he aged. Our wonderful, understanding, and comprehensive adjuster Alissa is one of the most compassionate people I have ever met. She was patient and kind. After his passing every I talked to at Embrace was so caring when it came to the loss of my best friend. Not only did they cover everything from his last hospital stay, but they were supportive of me in my loss. I don’t know how I would’ve gotten through this without them, specifically our adjuster. I highly recommend Embrace for anyone who loves their pet and wants to make sure that they get the best over the course of their lifetime.
5
out of 5
POSTED: | BY: Moira Cordelia
Cancer is never a fun diagnosis
My pup had a lump that was aspirated, and we found out it was cancerous. I contacted Embrace, the representative was extremely professional and kind and helped me with pre-certification for the surgery to remove the cancer. It was a little less stressful, knowing that the insurance from Embrace would help with the surgery. I was honestly shocked how quick the turnaround was for the claim once I submitted it. I thought it may take several months, but it was a bit faster. We are very satisfied with Embrace pet insurance.
5
out of 5
POSTED: | BY: Alfred Hebert
Very efficient service.
The claim was processed from start to finish in 2 days. Based on my experiences with other pet insurance companies, this was lightning fast!
5
out of 5
POSTED: | BY: Ruth Garcia
Very easy to fill out out claim
Very easy to fill out out claim. I hope I get some compensation
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.