Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Arleen McCartney

Raleigh - first claim

Very helpful once I finally got an agent on line. I tried several times to contact you on 8/21/23 to no avail. I kept hearing recordings which indicated I was pet parent #58 in line.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Donna D

this company makes it so easy to submit…

this company makes it so easy to submit claims and they reply to let you know they are working on the claim and when it is finalized they contact you again to let you know. I could not be happier
Read more on Trustpilot
5

out of 5

POSTED: | BY: Ely Clapp

Ease of submitting and results were…

Ease of submitting and results were returned quickly
Read more on Trustpilot
5

out of 5

POSTED: | BY: Guest

Quick response,Great service!

Quick response,Great service!
Read more on Trustpilot
1

out of 5

POSTED: | BY: Kyle T

I went with Embrace Pet Insurance…

I went with Embrace Pet Insurance because they had one of the best premiums and coverage. However, it is a different story when you try to put in a claim. For one, they were supposed to be done with the pet history search but they never did. So all my claims were on hold. If they cannot finish the pet history search, what can I do? This company was a waste of time and money. I got nothing back from them and was glad to switch to a less-hassle pet insurance company. Update and reply to Embrace Pet Insurance: How long does it take to complete the pet history report? I was with Embrace Pet Insurance for almost one year. All my claims are still on hold. Unacceptable level of service.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review