Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kevin Holt

Honest empathy and sympathy

A true sense of caring with the loss of my cat. Totally expressed sympathy regarding the situation.Walked me through process of placing claims with there claims department.
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5

out of 5

POSTED: | BY: Phyllis Soldano

The website is so very easy to do

The website is so very easy to do! It's a pleasure to use. Thank you.
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5

out of 5

POSTED: | BY: Collin Austin Cox

Pretty Simple

Pretty simple. First time I’ve had to file a claim, but I just started a claim on the app, uploaded pictures of the invoice, and submitted. Few days later I got an email they were requesting documents from the doctor’s office, a few days after that I got the reimbursement for the bill minus the deductible.
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5

out of 5

POSTED: | BY: Doug Pittsnogle

Awesome Insurance

I sent several email messages to which I never got a response, so that was frustrating. However, it really only took about two weeks for the fair reimbursement from this insurance. I will NEVER drop this insurance, and I totally recommend it to EVERYONE!
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5

out of 5

POSTED: | BY: Nelida Rios

Elmo my dog has cancer typically no…

Elmo my dog has cancer typically no treatment for this type of cancer however elmo was treated up. Most care concern thru his insurance however elmo I have him on supplement he seems to have no.pain I so happy h
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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