Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: AJ

Great Service/Communication

Embrace works very quick and the representatives that worked with me were very knowledgeable. Their customer service was easy to contact and quick to respond.
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5

out of 5

POSTED: | BY: Lorie R

Make sure to enroll asap when you get a…

Make sure to enroll asap when you get a puppy after that everything is smooth sailing
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5

out of 5

POSTED: | BY: Steve Fisher

The representatives at Embrace really…

The representatives at Embrace really care about all of your family members, especially the furry ones that we have. They are caring, professional and responsible. When our cat was diagnosed with cancer, they came to the rescue. She is receiving the appropriate care because of Embrace. Thank you
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5

out of 5

POSTED: | BY: Sean Jeter

Embrace made what made an already…

Embrace made what made an already terrifying experience just a little bit easier. We were able to focus on getting Jewel better rather than worrying about finances. Thank you so much for the help. Worth every penny.
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5

out of 5

POSTED: | BY: MMM

Pet insurance claim was easy to submit.

Pet insurance claim was easy to submit.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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