Embrace | Pet Insurance Review

The worst pet insurance there was always some reason why they couldn’t reimburse me for my dogs appointments or emergency visits

Wait time on the phone before someone pick up is out of proportion

Embrace has processed my claims efficiently which is a relief as I am dealing with an aggressive cancer in my beautiful Bernese Mountain Dog Beau. I have used Embrace for my last three dogs and I am grateful to have their service and support during heart wrenching health issues and times with my beloved dogs. I highly recommend Embrace to my friends and family. Thank you Embrace for making a very heartbreaking and stressful time, more bearable.

We've been incredibly grateful for our pet insurance. The team has consistently demonstrated exceptional support during emergencies, making a stressful situation much easier to navigate. Their prompt responses and understanding approach have been invaluable to us and our beloved pets. We highly recommend this insurance for anyone seeking reliable and compassionate care for their furry family member.

This pet insurance is not a good value for the money and the relevant terms and conditions are not readily available for the average consumer. There are significant limitations on the procedures covered and the deadlines to submit claims that one cannot identify without closely reviewing the contract. I submitted a single claim as a policy-holder and it was denied (preexisting condition). That didn't stop Embrace from unilaterally raising my monthly premium over 150% percent from my starting coverage. Embrace also applies a seemingly arbitrary geographical analysis to justify the cost of raising/fluctuating premiums. The only reason I didn't cancel sooner was because I wasn't able to actually "manage" (cancel) my policy through the online portal. I spent thousands of dollars on this invisible product and regret that I didn't spend that money directly on additional veterinary services.