Embrace | Pet Insurance Review

I love the ease of the process and the speed at which embrace handles claims. They are extremely fair and have covered everything according to the policy. I have such peace of mind with Embrace. If you are looking to purchase a policy, don't think twice about trusting your fur baby to Embrace. Legit, fast, easy process, no hassle with claims. Thanks Embrace.

I have used Embrace for two dogs. Both had cancer. My current dog (Beso) has a type of cancer that had a sudden onset. Embrace covered the event and was extremely thorough and compassionate. Within a week the claim was filed, researched, paid and deposited in my account. I was so grateful.

One of our dogs got aspiration pneumonia. He didn't make it, but the fight for his life was about $12,000. They paid according to our plan. The first time you submit a claim on a pet can take a little longer than you would want, but we had our money within a month. Was so thankful we had the policy and they didn't give us a hard time using it.

Horrible experience! I was a customer for 7 years with hardly any claims. They charge me $265 a month for my two dogs. My golden had a major illness and the bills were over $1,000. Because they have such a strict deadline for turning in claims (which aren’t clearly defined, more like “fine print”) they offered me NOTHING. Due to my disappointment, I called everyone I had referred to them, every vet I’ve worked with in three different states, and will scream from the rooftops how horrible a company Embrace. Resolving my issue would have cost them maybe $500 at most. Two months of my premium. Silver lining…many better companies for lower rates out there. Thank you, Embrace. I would have never known how badly you were gouging me monthly had you not screwed me over.

Good variety of plan options. Amazing customer service and extremely quick claim turn around times.